Refinancing Your Home Loan May Be A Smart Financial Move

There are many reasons to refinance your mortgage, and now is the perfect time to do it. Whether you’re looking to lower your monthly payments, consolidate debt, or remodel, Nova Home Loans makes refinancing easier than ever before. We’ll walk you through every step, helping you find a new home loan that makes the most sense (and dollars!) for you. And because we’re a direct mortgage lender, we can streamline the refinance process and help you close in weeks, not months.

What does it mean to refinance my home?

Simply put, to refinance is to get a new and improved home loan. With a better rate and better terms, you can save money and take control of your finances.

A mortgage with a lower interest rate allows you to lower your monthly payments and improve your monthly cash flow. A debt consolidation loan allows you to combine credit cards, auto loans, and other debt into one low monthly payment. Cash-out refinancing lets you use the equity in your home to get cash for whatever you choose.

How Do I Know Which Loan Is Right For Me?

Our mortgage specialists are here to help you find the right loan for your situation. For example, a 30-year fixed rate gives you lower monthly payments. A 15-year term or an adjustable rate mortgage (ARM) provides both short and long-term financial advantages. There are also FHA, VA, and USDA loans, which provide great benefits if you qualify.

What can I expect during the refinance process?

At Nova Home Loans, you can get a new loan in three simple steps: apply, approve, close. Our streamlined process is that easy. Simply call or fill out our no obligation form, and you’ll be assigned to one of our mortgage specialists. This dedicated Mortgage Advisor will guide you every step of the way from day one to closing day. And all of our Mortgage Advisors are experts in the field, many with a decade’s worth of experience. Don’t worry, we take care of every detail.

There’s no application fee and no obligation, so there’s no reason not to refinance.